Date of Last Activity (DLA): How Collection Agencies Violate The FCRA Regularly

The Date Of Last Activity Shell Game (click here) It is absolutely astonishing what debt collectors and debt predators (old debt buyers) will try to get away with.  I am referring to the by now famous class action lawsuit against Unifund Corp (United States District Court For The Eastern District Of Texas Marshall Division)  Case [...]

The Cease And Desist Letter Is Only A Partial Answer

From surfing the internet using the search term “cease and desist letter” you will notice the availability of a multitude of free sources for cease and desist letters that you can use to stop collection agencies from calling you at home or work and writing nasty letters to you. The cease and desist letter is [...]

Defending Yourself Against Debt Predators Involves A Bit More Than Just Knowing About The Fair Debt Collection Practices Act

You may recall when Charlie Gibson of ABC News asked Governor Sarah Palin what she thought of the Bush Doctrine of Preemption what happened.. The Governor drew a blank only because many of us were unaware as she was that there actually was a “Bush Doctrine of Preemption”. I am willing to wager that almost [...]