Playing Poker: How Do You Know When A Collection Agency Is Really Going To Sue You?

How Do You Know When A Debt Collector Is Really Going To Sue You? There are over 150,000 lawsuits brought by debt collectors who have purchased aged debts in the US court system right now. The very sad thing is that the majority of these suits will result in default judgments for the plaintiffs simply [...]

The Residual Effects Of Economic Dislocaton-A Paradigm Shift

Some call the economy we have now a recession, a deep recession or a depression. To me it’s a depression and I would further suggest it’s a depression characterized by extreme economic dislocation. We have not seen foreclosures, business bankruptcies, and layoffs like we see today since  the 1930′s. Economic Dislocation is for debt collectors [...]

Why Did I Write A Blog Post About What The FCRA Does Not Protect You From?

After I was done wriing the blog of January 26, the retail chain had one of their people send me a boilerplate answer which did not address their questionable business practices or the fact that they claimed to have retrieved information from Equifax which was a total misstatement of fact and a fabrication. See how [...]