The Junk Debt Buyer’s Absurd Defense: “Unintentional Errors”

The Fair Debt Collection Practices Act makes allowances for what are termed “unintentional errors”. Essentially this has helped quite a few junk debt buyers extricate themselves from some sticky situations. I personally regret that this get out of jail pass was ever included in the FDCPA. In a nutshell here is the crux of what [...]

The Email Below Is What Makes All The Work Worthwhile

[unedited] Dear Sir: I am in need of a little assistance. A scavenger Debt Company called me and told me that processing was beginning On debt that is 13 years old, I believed him and sold stock for the amount he said I owed. On what was once 400.00 He demand 4,000.00! I promptly sold [...]