Besides Pulling Your 3 Credit Reports You Need Another Important Piece Of Information

Just today I was doing the aerobic part of my workout at my local gym and watching CNN on the flat screen (keep it a secret but this is the only way I get through the workout:-) ). More important than my workout was the news piece about the little secrets information brokers have about you and which they share with prospective employers or for that matter whoever pays them their fee pretty much.

I am talking about ChoicePoint. They have all kinds of personal information on most of the population. The data would include but not be limited to where you went to school, have worked, whether you have ever been arrested, been charged with a crime or even a misdemeanor or been pulled over for speeding or DWI.

As with the credit bureaus Choice Point does make mistakes and have erroneous information on file about individuals. This is sort of serious because potential employers and others who are subscribers can walk away with a damaging report about someone.

If you have read my blog articles or the user manual which comes with my system you know the importance of monitoring your credit reports at least once a year using annualcreditreport.com . The good news is that Choice Point will gladly give you a copy of the information they have on you if you fill out their forms. Here are the links:

Request for full disclosure, CD107, CD107-2, Frequently Asked Questions . Trust me please on one point. If you do not get your file you are making a huge mistake.