Debt Predator Scheme II–The Fraudulent or Fictitious Bill of Sale

The bill of sale, assignment of accounts, or assignment and bill of sale ruse that the worst violators of the Fair Debt Collection Practices Act attempt to employ is one my favorite things on which to elaborate. There is no end to the brazenness of these people when they attempt to try to pull the wool over the consumer’s eyes and those of the court by representing that these documents are real and valid.

Why is it important to expose this trickery and chicanery? If you are sued on an old debt which is past the SOL (statute of limitations) this is the sort of documentation which will be included in the court papers. The courts are not mind readers and justice can be blind if you do not open her eyes. You need to object to the introduction of the sort of documents being discussed in this article. The reason for your objection would simply be that your name or account number or anyone else’s does not appear on these documents so therefore they do not constitute any kind of validation or proof that they in any way pertain to you.

Upon examination you will immediately notice that there is no specification of any account names, account numbers or value but yet these papers were actually filed in court. I kid you not. They expect the court to believe that these documents prove that they do in fact own the account on which they are attempting to collect upon through litigation.

How can a bill of sale be so non specific. Notice the absence of any letterhead or notarization. We are expected to believe that what you see here and what as I state was submitted in court papers is a truthful statement or bill sale between parties!! The scary fact is that documents just like the ones shown here are being submitted in court cases throughout the United States every day.

My business is devoted to helping consumers deal with this kind of abuse and to force these white collar criminals to be accountable for their violations of the Fair Debt Collection Practices Act. As I state on my website , I was an intended victim of this sort of nonsense. What these fools did not count on was that I would fight back and fight back hard. I learned enough so that now I am a very valuable resource to all those out there who are victims of these fraudulent acts: the false affidavits and the “Alice in Wonderland” Bills of Sale.

I am working on my next installment in the Debt Predator Scheme Series, “Debt Predator Scheme III–The Dubious Statement of Account”. Watch for it on Thursday, November 6. Meanwhile for more insight into what I offer as a means of defense against debt predators please go to www.stopthecallsfast.com .