Make Sure You Request Your Free ChoicePoint Report
No matter who you are or what you do you must request a copy of this report for your own good. I found no mistakes or misstatements of fact but let me tell you their data is very comprehensive. It includes material from the Comprehensive Loss Underwriting Exchange, two reports from current insurance carriers, a pre-employment background report which may include your personal credit information, your state driving record if the employer requests such information.
A copy of an Esteem report which would list circumstances where you admitted to have been convicted of theft while working at a retail company.
In addition there is a copy of ScreenNow which displays results of a national criminal records search, a Resident Data eviction report and a public records search report which shows real estate ownership records, bankruptcies, professional licenses and historical addresses.
Although ChoicePoint is not a credit reporting agency they will provide credit information to a prospective employer or landlord if requested to do so.
If you have read my blog articles or the user manual which comes with my system you know the importance of monitoring your credit reports at least once a year using annualcreditreport.com . The good news is that Choice Point will gladly give you a copy of the information they have on you if you fill out their forms. Here are the links:
Request for full disclosure, CD107, CD107-2, Frequently Asked Questions . Trust me please on one point. If you do not get your file you are making a huge mistake.