No matter who you are or what you do you must request a copy of this report for your own good. I found no mistakes or misstatements of fact but let me tell you their data is very comprehensive. It includes material from the Comprehensive Loss Underwriting Exchange, two reports from current insurance carriers, a pre-employment background report which may include your personal credit information, your state driving record if the employer requests such information.
A copy of an Esteem report which would list circumstances where you admitted to have been convicted of theft while working at a retail company.
In addition there is a copy of ScreenNow which displays results of a national criminal records search, a Resident Data eviction report and a public records search report which shows real estate ownership records, bankruptcies, professional licenses and historical addresses.
Although ChoicePoint is not a credit reporting agency they will provide credit information to a prospective employer or landlord if requested to do so.
If you have read my blog articles or the user manual which comes with my system you know the importance of monitoring your credit reports at least once a year using annualcreditreport.com . The good news is that Choice Point will gladly give you a copy of the information they have on you if you fill out their forms. Here are the links:
Request for full disclosure, CD107, CD107-2, Frequently Asked Questions . Trust me please on one point. If you do not get your file you are making a huge mistake.
April 25th, 2010 at 5:16 PM
It is always pleasure to read your posts, will back here soon
August 4th, 2010 at 10:59 AM
This comment was just posted on a copy of this blog which appeared on http://www.opensalon.com
“My sister use to work for Choicepoint. Two years ago they “outsourced” all their jobs to India. So all your personal information is going to a foreign nation where anyone in the company can look at it, and use it.
ocularnervosa”