Yup they are a publicly traded company listed on the NASDAQ (trading symbol ecpg) headquartered in San Diego CA with almost 2000 employees. They methodically and regularly violate the FDCPA, FCRA,TPA, FTC Timed Barred Debt Rules, and all state statutes barring debt collectors from abusive practices. I think by the end of the year they will supplant my favorite Portfolio Recovery Associates as the number 1 slime bag debt collector in the US. This company has been sued so many times by consumers that I cannot even keep up with the volume of cases on the dockets in 50 states. They have routinely used law firms that sue people without ever having legally served them but who have executed fraudulent affidavits attesting to legal service. This is commonly known as a sewer service. Basically you are sued and do not know it, they get a default judgment because you never appear and then one day out of the blue there is an execution on your bank account.
Their favorite robo signing ploy is to have employees swear on affidavits that they are familiar with facts of the account on which they are attempting to collect. Interesting how each employee who is signing an affidavit is doing so several hundred times a day. I guess that is a lot of familiarization?
I think from reading the aforementioned you get idea that Midland can be very dangerous if you do not have the tools to checkmate them. The first thing you need to do is to periodically check for your name as a litigant on your respective state judicial website. It is easy to do a search to see if you are a party to any litigation and it is of course free. One of my clients was sued by a CT law firm that handles a lot of cases for Midland and she did not even know she had been used until there was an execution on her bank account.
The second thing you should do is, and I mean it, buy my system. Hey, I’ll bring it to the bottom line. I’m someone who was bankrupt, foreclosed upon, and in a divorce action. I have been there and done that as they say. I had debt collectors harassing the hell out of me and trying to sue me and I learned volumes in the process. This is how my StopTheCalls System was developed. You might say I had on the job training. I know all their tricks and deceitful ways. Everything you need to know is in my users manual. Whatever else you want to know I’ll tell you. I offer an unconditional 90 day guarantee and email support 7 days a week. If you have issues with debt collectors or know that you could have problems just click on tab at the top of this page “How To Buy StopTheCallsFast”.