From surfing the internet using the search term “cease and desist letter” you will notice the availability of a multitude of free sources for cease and desist letters that you can use to stop collection agencies from calling you at home or work and writing nasty letters to you. The cease and desist letter is the first letter I developed for my own use 15 years ago. I soon came to realize that in some cases it was no more than me putting my finger in the dike to hold back the surging waters. If you read what a lot of the “gurus” tell you, you might come away with the this impression, i.e, that if I use this cease and desist letter all my problems will just go away. WRONG!!!! You would be making a fatal mistake.
Certainly, you can stop the calls and letters but a cease and desist letter is not going to stop a lawsuit. Debt collectors sue whether the debt is within the statute of limitations or whether it is not. My StoptheCalls system is a lot more than just one cease and desist letter. I teach those who use my materials how to deal with the fact that could be sued and what signals to look for in making that determination.
There is no certainty that a debt collector is going to sue you whether your debt is “time barred” or it is not. It becomes a matter of economics and numbers when and if the determination is made to come after you. What you must do is keep very accurate records of any and all mail a debt collector sends you. This could come in very handy if there is litigation. Lying in court papers is not beneath these sleaze bags so you have to be prepared to counter their lies. They may allege that they sent you certain documents or correspondence when in fact they did not. Do not put anything past these people.
If you go to website you will see examples of the results my letters get. I have developed a series of 6 letters which fit various contingencies. I had oodles of collection problems some years ago and developed what I like to call my arsenal to deal with these scavengers. If you have problems you need stopthecallsfast.com
