Once you have those student loans they will follow you to your grave and beyond if they are not paid. The Joe Lewis quote is most apt here. “You can run but you can’t hide.” Here is a recent article which discusses what some experts say: http://cnb.cx/1H3HlGt . The US Department of Ed does have remedies which they unfortunately do not overtly share with you. I have access to legal expertise on student loans which is unfortunately not readily available to the public. It comes with my self help system which you can read about and purchase on this blog.